My partner is on the maternity leave, can I get a home loan.

A birth of a child is a great time in one’s life, but at the same time it may bring in the fluctuation to one’s income.

Depending upon the nature of your employment, the maternity leave is paid by the employer.

Many banks will use the 50% of the maternity leave payment, but some banks can use full 100% of the return to work income for your home loan.

This is a good relief for the parent who has taken 9 months of Maternity leave with half the pay. This means that they can get a home loan while on Maternity leave, and depending on the case by case bases we can use their full 100% of return to work income to get suitable home loan.